OFFICIAL FSP BETTING REPORT

Army at Temple: Under 48.5 — College Football Pick

September 25, 2026
FSP OFFICIAL PICK · NCAAF★★★☆☆

Army–Temple Under 48.5

Army at Temple · Friday, September 25, 2026 · 4:00 PM EDT
Release PriceUnder 48.5 (-110)
Playable ToSee analysis
Risk1 Unit
SportsbookCaesars

WIN — Army–Temple Under 48.5

Final: Army 21, Temple 17 — 38 total points.

Our three-star Under 48.5 (-110) finishes 10.5 points below the release total. Risk: 1 unit. Net profit: +0.91 units.

Final score · Graded September 25, 2026.

Original Pregame Analysis

Why We Like Army–Temple Under 48.5

We expect the running game to dictate this matchup and limit the number of possessions. Army brings an offense built to hold the ball, while Temple has established a productive ground attack of its own. Our under depends on those drives consuming time and forcing both teams to earn their points over multiple plays.

Army Can Take Possessions Away

Through two games, Army has run the ball 108 times against just 24 pass attempts—roughly 82% of its offensive plays on the ground. The Black Knights are averaging 34:22 in possession. That gives this under a clear path: sustained rushing drives that leave Temple fewer opportunities to score.

The important distinction is how Army gains its yards. Four- and five-yard gains can help the under by moving the clock; long touchdown runs can undo that advantage. We want Army controlling the game through repeated first downs, with Temple forcing enough stops to prevent every extended possession from becoming seven points.

Temple Has a Reason to Keep Running

The Owls average 221.3 rushing yards and have gained at least 176 on the ground in every game this season. Sam Brown supplied 109 rushing yards against Toledo. Temple has a credible way to move the ball without relying on a high volume of passes, which supports our expectation of a game played primarily on the ground.

Put Last Week’s Shootout in Context

Temple’s 49–48 loss to Toledo included two late Toledo touchdowns, an onside-kick recovery and overtime. That finish added to the final total, but the teams were already tied 42–42 after regulation. The defensive problems were real. Our case is that Army’s style creates a different possession pattern; last week’s score alone does not tell us how this game will unfold.

Why We’re Keeping It at Three Stars

Army has averaged 7.3 yards per carry, although its huge rushing performance against Bryant heavily influences that two-game sample. Temple’s short preparation week against the option also creates a risk of missed assignments and explosive runs. A slow game can still go over if the offenses finish too many drives with touchdowns.

The total has also fallen: our release-book feed recorded an opener of 50.5 versus the 48.5 release. We have less room than early under bettors, and that movement alone does not prove value. We’re backing the possession-control matchup with a measured one-unit position.

Official FSP Play: Army–Temple Under 48.5 (-110) — ★★★ — 1 Unit.

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